As
always when I write columns about the big three (4 if you count
the unconstitutional Obamacare) federal Ponzi schemes, social
security, Medicare and the GOP's grand "free" prescription pills,
I have to say don't kill the messenger (me) for telling you the
painful truth. I am fully aware that tens and tens of millions
of Americans receive benefits from those programs. At the end
of 2013, 58 million on SS; 10.9 million on social security disability
(a
huge spike since 2008) and 49.4 million on Medicare.
Individuals
on SSDI (SS Disability Insurance) pay no federal taxes which means
those 10.9 million are completely subsidized by your wallet. Yes,
I do understand there are those who absolutely need it. However,
in the "old days" family took care of family, not mother government.
The reality is that one day, the well is going to run dry.
Those
tens of millions cited above absolutely depend on those federal
taxing schemes for the bread on the table and medical treatment.
I understand that. I also feel comfortable in saying that 99.999%
have no idea how those federal taxing schemes work, why they are
immoral and why the are unsustainable.
Example:
Congress has stolen our social security and spent it! It's nothing
but IOUs now! Wrong. Social security is a federal tax that goes
into the General Fund of the Treasury and is not earmarked for
any specific spending purpose:
Congressionally
Duped Americans
"A
year after the Social Security Act's passage, it was challenged
in the U.S. Supreme Court, in Helvering v. Davis. The
court held that Social Security is not an insurance program, saying,
“The proceeds of both employee and employer taxes are to be paid
into the Treasury like any other internal revenue generally, and
are not earmarked in any way.” (Do take time to read the full
column at the link above.)
There's
no social security "lock box" or any of the other nonsense carped
by career politicians in the Outlaw Congress. It used to be paper
ledgers with a debit and credit side under your SSN. Now, of course,
it's all on computer. Simply numbers of what you've paid in SS
taxes and pay outs once you apply for benefits paid for with nearly
worthless "Federal" Reserve notes - not dollars.
I
will turn 65 in June and today I have to head down to the Social
Security Administration offices to enroll in the Medicare Ponzi
scheme with a gun to my head. My husband is a retired U.S. Army
Colonel. We are covered under TriCare. John with TriCare for Life;
mine is TriCare Prime for which I now must travel 90 miles
to see a doctor under the new regulations last year or
lose my coverage. We have always paid our own health care premiums.
It is our personal responsibility, not yours.
It is immoral to steal from your paycheck to pay for my health
care.
If
I refuse to enroll, I will lose my TriCare coverage. That's right.
Those bastards (no apology) in the Outlaw Congress, your incumbent
and mine, force individuals against their will into those Ponzi
schemes in an effort to keep them from going bankrupt. TriCare
sent me their cheery TriCare and Medicare Turning 65 brochure:
"If you are entitled to premium-free Medicare
Part A, you must also have Medicare Part B to keep TriCare regardless
of your age or place of residence....Once you have both Part A
and Part B, you automatically receive TriCare benefits under TFL."
(TriCare for Life)
"Entitled"
somehow magically turned into forced enrollment for TriCare. Just
because someone is eligible, doesn't say therefore you must.
Individuals
are prosecuted in this country all the time for running Ponzi
schemes, yet the Outlaw Congress is running three huge ones (not
counting the unconstitutional Obamacare, yet) and have gotten
away with it for decades.
You
are not forced to sign up for Social Security or apply for their
benefits. If it was mandatory, everyone would automatically be
issued a number from the government. The reason they don't is
because you have to apply. All over this country hospitals lie
to new parents by telling them their newborn must get a SSN before
leaving the hospital. NOT
true.
Now, let me show you how deceitful those bastards (no apology)
in the Outlaw Congress have been in roping new slaves into the
system: If you don't get a SSN for your child, you cannot claim
them as dependents on your income tax return: IRS
publication: "Social security number (SSN) requirement for
dependents — You must list the SSN of any dependent
for whom you claim an exemption." No SSN, no exemption.
If
you apply for social security benefits, you are also forced with
a gun to your head to enroll in Medicare or forfeit your social
security checks.
In
2008, former House Majority Leader, Dick Armey and a couple of
his friends filed a lawsuit against the SSA and the unconstitutional
Health and Human Services. They didn't want to go into Medicare.
They're all multi-millionaires who can afford to pay for any medical
treatment they need. Instead, your hard earned tax dollars will
pay his medical expenses in the form of borrowed debt.
Let me quote from this article:
Dick
Armey's claim about Medicare and Social Security is only partially
true
"We
were curious why Social Security and Medicare are linked, and
when we asked, we found that the issue is the matter of a lawsuit
that was brought against the Social Security Administration and
the Department of Health and Human Services in 2008. Among the
plaintiffs is none other than Dick Armey. The plaintiffs argue
that, under the Medicare Act signed in 1965 and under the Social
Security Act, there are no rules requiring enrollment in Medicare
Part A to receive retirement benefits. Rather, a series of subsequent
policy statements have linked the two programs, which are illegal
because the two departments did not follow the traditional procedure
to write the new rules, according to a press release issued by
the plaintiffs on Oct. 9, 2008. The policy essentially traps retirees
into participating."
The
article contains these lies: "In some cases, people never sign
up for retirement benefits and therefore they must enroll in Medicare
on their own, said Dorothy Clark, spokeswoman for the Social Security
Administration. Either way, "Medicare is a voluntary program,"
said Clark. No one is ever required to sign up for government
health benefits, nor are they required to keep them." And, "So,
back to Armey's claim. He's wrong that Medicare is required for
everyone over the age of 65, but he's correct that those who want
out of the program will lose their Social Security benefits as
well."
No,
Ms. Clark. Medicare enrollment isn't voluntary for me. According
to TriCare's
web site and my badgering for legal answers, if I don't sign
up for Medicare I will lose my TriCare health
coverage. Once enrolled in Medicare, I will end up paying
more than $1,400 per year than I now pay for my health care premiums
under TriCare Prime. Medicare becomes my 'primary' coverage;
TriCare becomes the supplemental. Thank you very much you thieves
in the Outlaw Congress. That means I will have less money to spend
into my local economy. And, people wonder why businesses are going
belly up across this country?
Medicare
Part As is for the premium "free" hospital insurance. Free? Who
the hell do they think they're kidding? What does the "free" Part
A cover? Hospital care, Skilled nursing facility care, Nursing
home care (as long as custodial care isn't the only care you need),
Hospice and Home health services
Free?
As I write this column Medicare has $89 TRILLION dollars
in unpaid liabilities. $89 TRILLION dollars. Where is "free" in
an astronomical debt of $89 TRILLION dollars?
That
Ponzi scheme forces those who can afford their own health care
premiums into a program that cannot pay it's liabilities.
The blame lies squarely with your U.S. Rep and Senator and mine.
They are directly responsible for allowing the madness to continue.
Every election cycle we see both parties stand in front of the
cameras talking about social security reform! Medicare reform!
We will make sure benefits for seniors they're entitled to will
be there in the future! Bull manure. They haven't reformed anything.
Medicare fraud runs in the hundreds of millions of dollars every
year with most of it unrecoverable.
Every
time I see one of those photo ops I want to gag. I am a senior
and I don't want Medicare, but if I want to keep my health care
coverage which I have always paid for out of my own pocket for
more than 40 years, I have to enroll today. According to Ms. Clark
above, today I'm going to "voluntarily" enroll with a gun to my
head. That may be fine for some Americans, but it's not for me.
I hate lies and deceit and being forced into taxing schemes I
don't want because I can take care of myself.
The
same applies for the social security Ponzi scheme that Americans
are forced into because they don't know the law: No
one is required to obtain a SSN to live or work in this country.
We're all lied to by employers who demand an SSN when you're hired
because they either don't know the law or don't care about telling
you the truth. It's much easier for employers than getting in
the muck of an employee who chooses to be free of getting involved
in those Ponzi schemes.
As
I write this, social security's unpaid liabilities are $16.9 TRILLION
dollars. The GOP's so called "free" prescription drug plan is
$22.3 TRILLION in unpaid liabilities. Just those three (include
Medicare), not counting the monstrous hole in the water called
Obamacare, total $128.3 TRILLION dollars.
Those
"entitlement" programs are what's called off budget. Why? Because
allegedly, they are supposed to pay for themselves. Because the
Outlaw Congress don't want Americans to see the true numbers and
because there's no way to balance any budget with unpaid liabilities
in numbers so huge it would be laughable if not so serious. The
U.S. Congress is riding the tiger; they know what will happen
if they get off. Let me put it this way so we can all understand
just how dire the situation is (budgeted means current year):
We
know Medicare has $89 trillion dollars in unpaid liabilities.
If you look at the debt clock to see what the Outlaw Congress
has budgeted for Medicare (you see
the debt accumulates in split seconds so fast they will all
have increased by the time this column is published), it's $776.7
billion dollars - no where near the $89 trillion in unpaid liabilities.
Social
security's unpaid liabilities total $16.9 trillion; budget by
the Outlaw Congress $820.6 billion.
In
addition to the tab paid for out of your wallet for Medicare,
let's look at how much YOU owe on top of that in debt created
by your incumbent in Congress:
You
(and me) "owe" $151, 820 for the congressionally created 'national
debt'.
You,
me our children and grand children individually "owe" $8,080 in
interest for that congressionally created 'national' debt.
The
U.S. "total debt": $61.3 trillion. You, me, our children and grandchildren
individually "owe" $193,137.
SS,
Medicare, "free" prescription drugs: $128.3 trillion. Taxpayers,
which would be you and me and your children and grand children
if they're working are each in debt for: $1.1 million dollars
and growing by the millions every minute.
Add
that to your state tax burdens and you soon understand why you
have no savings and scrimp month to month just to stay afloat.
Throw in more TRILLIONS for the unconstitutional Obamacare and
you have a disaster. One day in the not too distant future the
big tent will simply collapse because the American people are
squeezed into poverty and can no longer pay all those taxes and
because the U.S. government has run out of countries to borrow
from - $3.4 BILLION dollars a day.
Unpayable
debt that continues to accumulate at millions of dollars a second
for each category above. Since not a penny of your federal "income"
tax dollars funds
a single function of the federal government, it's
all borrowed debt heaped on our backs - including those
Ponzi schemes. Here in Texas, ignorant voters on March 4th voted
to reelect every single "smaller government, keep more of your
money" GOP incumbent so they can go right back to Washington in
November while America's financial house burns to the ground.
The
voters of Texas (same on the Democratic/Communist Party USA side)
are so happy to be crushed under debt in such numbers most can't
even fathom what $128.3 trillion dollars means (just for those
"off budget" items alone), they voted for the very same individuals
who are destroying their lives and their children's futures. After
all, it's always the fault of the other party. And, because they
are now recipients of those Ponzi schemes. Trapped.
As
we've heard all our adult lives, SS is the sacred cow of politics.
Untouchable. What it is is a program that cannot be saved just
as Medicare cannot be saved. There will never be enough taxed
per individual enrolled to fund out those programs. Besides trying
to boost their voting block by tens of millions, the second reason
the Democratic/Communist Party USA wants to reward liars, cheats
and thieves (illegal aliens) with citizenship is to dump 20-30
million of them into those Ponzi schemes in an effort to keep
them afloat. All that will do is throw more gasoline on the bonfire.
Think
Republicans don't know how bad off those "entitlement" programs
are - especially with 90 MILLION Americans out of the work force?
Those Ponzi scheme taxes aren't being deducted from those tens
of millions of unemployed slaves creating an even bigger deficit.
So
desperate are the thieves in the Outlaw Congress to steal every
last penny from us - your incumbent and mine - this bill rotting
in committee has a grand total of 2 co-sponsors:
H.R.3894
- Senior Citizens Tax Elimination Act to do away with
income taxes on social security. Introduced by Rep. Thomas
Massie (R-Ky.), January 15, 2014. Referred
to House Committee on Ways & Means.
GOP
Reps. Pushing to End ‘Double-Taxing by the Federal Government’
“Seniors
have already paid tax on their Social Security contributions,
so taxing Social Security is double-taxing by the federal government,”
Massie said. DeSantis echoed Massie’s sentiments in their joint
statement: “[The bill] blows the whistle on the federal government
for double-taxing the Social Security benefits of senior citizens.
Individuals already pay taxes to support Social Security, so there
is no reason why these earned benefits should be taxed on the
back end.”
"The
GOP representatives argue the purpose of Social Security is “to
provide people with financial support during retirement, not to
be another source of tax revenue for the federal government.”
If the bill passes, Social Security benefits would neither be
taxable nor reportable on individual tax returns, thus restoring
the integrity of the program."
But,
the seniors here in Texas don't seem to mind paying double taxes
on their SS since they voted for all the GOP incumbents instead
of qualified challengers who would have won in November in those
GOP districts. If you're a senior, do you like being double taxed
for your SS? Wny hasn't your incumbent pushed for passage of that
bill?
What's
needed to prop up those programs that tens of millions must have
for food and medical treatment? Every penny of your paycheck,
savings and those 401(k)s and it sitll won't be enough. Let's
look at the numbers ten years ago:
Speeches
ignore impending U.S. debt disaster / No mention of fiscal gap
estimated as high as $72 trillion (Do take the time to read
the article because there's much more)
"To
give you idea how big the problem is," said Laurence Kotlikoff,
economics chairman at Boston University, who has written extensively
on the subject, to close a $51 trillion fiscal gap, "you'd have
to have an immediate and permanent 78 percent hike in the federal
income tax." These obligations are not imaginary. And unlike the
1980s and 1990s, economic growth cannot bail out the government
because the Baby Boom retirement is at hand. Those born in 1946
will reach age 62 in 2008, allowing them to take early retirement
and receive Social Security benefits.
"It's
a number that's so large that people find it implausible, and
so they don't think about it," said Alan Auerbach, a UC Berkeley
economist who studies the issue and consults for the Kerry campaign.
"But it's based simply on the projections we have for Social Security
and Medicare. People aren't making these numbers up."
"A
pathbreaking study by Jagadeesh Gokhale of the Federal Reserve
Bank of Cleveland and Kent Smetters, a former deputy assistant
secretary at the Treasury -- commissioned by former Treasury Secretary
Paul O'Neill -- estimated a $44 trillion fiscal gap. It laid out
a few painful options on how to meet the liabilities:
"--
More than double the payroll tax, immediately and forever, from
15.3 percent of wages to nearly 32 percent;
"--
Raise income taxes by two-thirds, immediately and forever;
"--
Cut Social Security and Medicare benefits by 45 percent, immediately
and forever.
Now
the three biggies are $128.3 TRILLION dollars in unpaid liabilities
while massive unconstitutional spending by your incumbent and
mine is still gushing out of DC like Niagra Falls. There isn't
enough money on this earth to sustain those programs, not to mention
that every time there is any discussion about cuts in social security
or Medicare, seniors go berserk because they're afraid. Is that
any way to live?
CBO
Director: Important to Give Advance Warning About Coming Changes
to Social Security
"So
we have a choice as a society to either scale back those programs
relative to what is promised under current law; or to raise tax
revenue above its historical average to pay for the expansion
of those programs; or to cut back on all other spending even more
sharply than we already are," Elmendorf said.
"And
we haven't actually decided as a society...what we're going to
do. But some combination of those three choices will be needed."
Elmendorf said there are various ways to proceed: "But they tend
to be unpleasant in one way or another, and we have not, as a
society, decided how much of that sort of unpleasantness to inflict
on whom."
"He
noted that many Americans have paid Social Security taxes for
decades, expecting to get benefits in retirement. But the money
people paid years ago was used to fund other government activities."
Yes, as I said at the top of this column: SS taxes go into the
general fund.
Desperate
seniors threaten to oust incumbents if they dare mention cutting
SS and/or Medicare. Career politicians genuflect at the feet of
rotten organizations like AARP and belch the same worn out campaign
sound bites about protecting SS and Medicare - for votes. You
can only put so much air into a balloon before it pops. Receipients
of those programs simply don't want to face the reality of the
situation. The big bang is coming sooner rather than later.
The
reality is all of the above and Americans dependent upon those
programs must get of out denial. Americans should not forget
the riots in Greece, Italy and France in late 2012 when their
governments rolled out austerity that cut pensions so badly, those
people had no money for food or anything else because Greece
is here and now.
Make
no mistake: The thieves in the Outlaw Congress - your incumbent
and mine want to get their hands on the trillions in private pension
funds in exchange for more worthless paper IOUs. Oh, it won't
be called an IOU. Let's go for the old sleight of hand deception:
Treasury,
Labor on path to nationalize retirement
NEW
YORK "Two years ago, as WND reported, the Obama administration
was proceeding with a novel way to finance trillion-dollar budget
deficits by forcing IRA and 401(k) holders to buy Treasury bonds
by mandating the placement of government-structured annuities
in their retirement accounts.
"Remarkably,
those financial professionals specializing in private retirement
savings and the U.S. citizens investing in private retirement
plans now face the possibility the Obama administration and its
allies on the political left will impose rules and regulations
that effectively abolish the private retirement savings and investment
markets.
"Recent
evidence suggests government officials continue to eye the multi-trillion
dollar private retirement savings market, including IRAs and 401(k)
plans, eyeing the opportunity to redistribute private retirement
savings to less affluent Americans and to force the retirement
savings out of the private market and into government-controlled
programs investing in government-issued debt."
If
that happens, you can kiss your retirement good bye. Jerome uses
Obama as the culprit, but it has to be passed by the Outlaw Congress
(unless the imposter in the WH decides to use "his" pen) who damn
straight know those Ponzi schemes they're running are toxic. Think
Obamacare is the worst, try nationalizing your retirement funds.
That's why getting out and buying
gold is what people who do know how bad it is, as well as
the real possibility of nationalizing retirement funds, have been
doing in record numbers.
The
point of no return has already passed for those programs. The
unconstitutional "Fed" can continue pumping worthless "dollars"
into the economy, but it's nothing more than a con game. Government
securities and Treasury bonds backed up by a worthless currency?
That's what you would entrust everything you've ever worked for
and what you need to survive in your golden years? Only a fool
would agree to such an arrangement.
Instead
of allowing those programs to die out a natural death decades
ago instead of forcing tens of millions of Americans into them
who really have no understanding of the long term consequences
of Ponzi schemes, your incumbent and mine have simply allowed
the problem to swell beyond anything sustainable. The end result
is going to be disaster and misery for tens and tens of millions
of Americans dependent on those programs. I can only sincerely
advise folks to try and be prepared emotionally and financially.
Important
links:
1-
Reforming
social security - the cruel hoax
2- Take
It or Leave It: Seniors Can't Reject Medicare Eligibility
3- Court
says Medicare beneficiaries are stuck with government program