The
Republican controlled House and Senate are in the process of
repealing the (Un) Affordable Care Act aka Obamacare. We know
it's going to happen but what we don't know is what they will
do next. There's so much BS that comes out of DC it's difficult
to sift through the political pig stye.
Forgive
me for sounding like a broken record but if you don't know when
and how a problem got started you cannot solve the problem.
Putting a Band Aid on a cancer tumor only kills the patient
slower.
I
had no idea the background or history of health care insurance
until I began doing research when Hildebeast was First Lady
with co-president, Billy Clinton. I was strictly a consumer
under Kaiser Permanente. Hillary was pushing for an earlier
version of Obamacare and the American people said a resounding,
NO. As the decades have gone by I have learned more than my
share about how badly government interference has ruined that
industry.
The
stark reality - for which I have received fresh hate mail as
a result of covering this issue on
my radio show (from a constitutional perspective) is that
those who had no insurance before Obamacare but now do, are
terrified they will no longer have coverage once reforms are
signed into law. One of my family members falls into that category
so it touches very close to home.
I
don't know anyone who wants to see any American go without medical
treatment - except illegal aliens. An emergency, yes, the only
humane thing to do, but get them deported as soon as possible.
If they dropped a baby both get deported as 'anchor babies'
do NOT automatically become U.S. citizens. One of the biggest
frauds shoved down our throats.
As
I have written before, I don't have a problem paying the very
small amount each year in taxes for Medicaid in whatever state
I reside. There are Americans who work hard and do their best,
usually minimum wage earners, but fall into the poverty category.
Too many Americans who have lost their jobs since 2008 and haven't
been able to recover qualify for Medicaid in their state. But,
it should not be a lifetime membership. The goal is
to get Americans working and second, make health care affordable
as well as any insurance people wish to voluntarily purchase.
What
I hate is those who take advantage of that system to rip off
the taxpayer. I'll give one example again. I was picking up
a prescription for my late husband. The woman in front of me
with a child about ten years old who drove up in a brand new
Ford F-150 was signing for a $6.00 prescription paid for by
me under Medicaid. A $50,000 truck and she can't afford a $6.00
prescription. Wrong. It's called gaming the system.
This
is where the states have failed miserably. Don't say there isn't
enough money to monitor the system. How about all the money
going to people who should NOT be on Medicaid rolls? Under Obamacare,
Medicaid receipients has now swelled as of last year to 72.5
million. While states are reimbursed, many have chosen not to
expand their Medicaid rolls. All this is a huge octopus
and so complicated, but that's what happens every time the U.S.
government sticks it's nose into the private sector.
In the case of Obamacare it was a massive power grab that's
blown up in their face hurting tens of millions of Americans.
No
American is denied medical treatment in this country.
From county hospitals to local clinics, there are resources
available. There are all kinds of outstanding programs across
this country that do nothing but get medical treatment to those
who simply cannot afford it or health care insurance:
Surgery
on Sunday Doctors Give Free Health Care to the Uninsured
- Please take the time to read that short piece. Despite the
popular rhetoric out there, doctors, nurses and other medical
personnel have big hearts regardless of what political party
they belong to or who is in the White House.
Obamacare
subsidies are not only unconstitutional, over six years since
Obamacare was unlawfully signed into law, they are killing the
middle class. Not the poor and not the rich. I have previously
cited one couple in the LA area, mom, dad and two children.
Forced into Obamacare their premiums jumped $10,000 a year with
a massive deductible thrown on top. Now they struggle to make
those payments on top of being taxed for pay for Obamacare subsidies;
they're also taxed each paycheck for Medicare and pay state
income taxes (or sales tax in lieu of a personal income tax
in some states) for Medicaid.
The
addition of astronomical deductibles for so many in the plans
forced on Americans under Obamacare floored me. A family of
1, 2 or 4 children with both parents working making less than
$75,000 a year before taxes and now they're slapped with a $5,000
deductible. That same family pays their health care premiums,
they get dinged for Medicare every paycheck, they now pay taxes
to pay for someone else's health care premiums under Obamacare
and they pay state taxes for Medicaid. When does it stop? What
does is stop money flowing into the economy - specifically the
local economy where small to medium businesses go out of business.
We
know millions have been forced into health care plans under
Obamacare that are absurd, further fleecing their wallet: Mandatory
maternity coverage for a 21 year old male college student and
women in their 50s and 60s long past child birth desires or
mother nature. That mandatory coverage is expensive under some
Obamacare plans. Or, worse:
Obamacare
Skyrockets Cancer Patient's Medusa to $14,000, February
24, 2014:
"Blackwood
wrote that Obamacare has made his mother's cancer battle a nightmare
that will “accelerate her disease and death.” He detailed how
her Obamacare plan no longer covers the cost of her essential
Sandostatin cancer medication, which totaled $14,000 since January
1 alone.
"Blackwood
said his mother, Catherine, had a “terrific” Blue Cross/Blue
Shield plan for almost 20 years until Obamacare canceled it.
After navigating the “bureaucratic morass” of enrolling in Obamacare,
Blackwood says his mother was informed that “the only way to
find out in detail what was in the plan was to buy the plan.”
What happened next, writes Blackwood, was shocking.
“Then
on Feb. 12, just before going into (yet another) surgery, she
was informed by Humana that it would not, in fact, cover her
Sandostatin, or other cancer-related medications,” he explained.
“The cost of the Sandostatin alone, since Jan. 1, was $14,000,
and the company was refusing to pay.” Blackwood added, “Obamacare
made my mother's old plan illegal, and it forced her to buy
a new plan that would accelerate her disease and death…The ‘Affordable’
Care Act is a brutal, Procrustean disaster.”
That
massive bill signed into 'law' is full of that kind of nonsense
and potentially life-threatening provisions that must be scrapped.
Is it any wonder so many Americans had to choose between higher
premiums and putting food on the table so they simply dropped
their coverage and now pay a damn fine to the IRS for not purchasing
a product against their free will? Neither health care or health
care insurance is a 'universal' or constitutional right.
We've
all heard and read the stories about how back in the 1950's
a working father with a stay at home mom was able to buy a house,
a car and afford to pay a doctor. True. So what happened that
has led to the God awful mess we have now? The U.S. Congress
- both parties.
I
know time is at a premium for Americans, but all the
so-called reforms being worked by Republicans will be worthless
if they do not address how and when the problem started.
What
took away affordable health care coverage? I urge you to read
the articles below because they explain how the destruction
started and solutions. If not today, then bookmark this column
and read soon as you can.
Blame
Congress for HMOs - That particular fact filled piece was
written in 2001, so it's now 42 years down the road.
Ron
Paul: How To Solve The Healthcare Crisis, June 19, 2009.
In this piece the former Congressman and physician of more than
30 years touches on something so many of us have also tried
to get into the discussion that directly affects health care
costs:
"The
main complaint I hear is that medical care costs too much. “I
can't afford my insurance”, and there's a lot of truth to this,
but one thing that most people don't talk about is why are the
costs high? Why are the costs of medical care higher than say
the cost of bread or computers or television sets or whatever?
"The
truth is it's a reaction to government. It's a reaction to our
monetary policy. We do inflate the money supply. We do have
price inflation. But prices go up, more so in certain areas
that the government gets involved in than in others, so the
government is more involved in education and medical care, so
you have more inflation there and that is part of the problem."
The
debauched currency we are forced to rent from the privately
owned "Federal" Reserve. Today a dollar is worth 4 cents in
purchasing power. When the 'Federal' Reserve Banking Act of
1913 was unconstitutionally passed a dollar was worth 100 cents.
I also urge you to look at a superb presentation put together
by my dear friend, Tom Selgas, on this very issue. Share this
with friends and family. It's so very important. Go
to this web site and click on the link: General Lawful Money
of the United States PPT
The
free market had nothing to do with our health care crisis
The
False Narrative Of “Repeal and Replace” Is Preserving Obamacare
Obamacare
Reset: A Free Market Vision for Health Care Reform, Acton Institute
20
powerful ways to replace Obamacare
Memo
to Congress When Replacing Obamacare Health Insurance Is Not
Health Care
The
other consideration here is money. I don't think Americans realize
how much money has been spent on this massive disaster. Tens
of billions of dollars which is all borrowed since the people's
purse - the U.S. Treasury - is in the hole nearly $20 TRILLION
dollars. What Congress has done with Obamacare is use
borrowed money to spend more debt.
As
we know, exchanges have been going bust over the past few years.
Insurance carriers have lost massive amounts of money despite
what the thieves in Congress poured into their coffers. (Aetna
to exit healthcare exchanges in 11 states - $200 million
dollar loss August 2016.) (Audit
finds 22 of 23 taxpayer-backed ObamaCare co-ops lost money in
2014) (Obamacare’s
Largest Co-Op Collapses, Marking 4th Failure of the Year)
Less competition keeps costs higher.
Premiums
skyrocketing affecting not only individuals but the back bone
of our economy, small businesses: This
Nashville Deli Is Closing in Part Because of Obamacare
"But
when Loventhal learned he would be faced with the added expense
of providing his more than 50 employees with health insurance
come Jan. 1—he estimated it would cost between $70,000 and $100,000
annually—Loventhal decided to close Noshville’s doors before
the provision of Obamacare overseeing businesses, the employer
mandate, goes fully into effect. "It's an onerous bill, and
for a small business, it's a lot of time [to comply],” he said.
“I've been studying this for three years, and I really couldn't
come up with a good answer, and I feel sorry for closing this
business.”
Just
the tip of the iceberg:
•
Hawaii's
$205 Million Obamacare Exchange Implodes, May 12, 2015
• 17th
Obamacare Co-Op Exits Due to “Hazardous Financial Condition”,
Only 6 Left, September 14, 2016
• ‘Wake
Up, America’: Small Business Gets Hammered by Obamacare Costs,
Jan. 30, 2014, The Blaze
• Incompetence,
Mismanagement Plague California's Obamacare Insurance Exchange:
"Covered California would not provide a tally of expenses, but
the agency ended up asking the federal government for an extra
$155 million. That put the cost of Covered California at more
than $1.06 billion federal tax dollars." Those federal dollars
are borrowed DEBT.
• Insiders
Detail Culture of Secrecy at California's Obamacare Exchange
•
Obamacare
Insurance Premiums to Jump, up to 51%, May 25, 2015, Breitbart
• CBO
Now Says 10 Mil Will Lose Employer Health Plans Under ObamaCare,
January 27, 2015, Investors.com. While there were many contributing
factors to a Trump win, I firmly believe Obamacare was one of
the main reasons. It affected everyone regardless of party but
was passed in Congress without a single Republican vote. And,
premiums are still skyrocketing:
Mad
As Hell, Why the public is so pissed off, January 13, 2017:
"Fair warning, my family just received a 61.5% increase in our
healthcare insurance premium of 2017, on top of last year's
24.8% increase, so I am quite annoyed at the moment. For my
non-US readers, perhaps what follows will interest you as a
means of understanding how and why Donald Trump came to be elected
President."
•
Feds
Can't Verify $2.8 Billion in Obamacare Subsidies, June 16,
2015, The Washington Free Beacon
• Because
Of Obamacare, 123-Year-Old Major Health Insurance Provider Set
To Close Its Doors, May 6, 2015, Western Journalism
• Mercy
Health Fires 347 Workers Due to Obamacare, June 25, 2015,
Breitbart
• 7
Companies That Have to Lay Off Employees to Deal With Obamacare,
August 23, 2013, Policy.mic
• 22%
of Obamacare Enrollees Dropped Coverage this Year: "One
factor that impacted the decline was cutting off 423,000
enrollees who were unable to provide proof of citizenship. Non-citizens
are prohibited from purchasing insurance through the Obamacare
exchanges."
•
Obamacare
brings $273 billion bonanza for paper pushers,
May 28, 2015, MSN News - Every penny borrowed with the debt
slapped on our backs, our children and grand children.
• 9
Companies Exit Nebraska's Health Insurance Market, October
11, 2013, Fox News.com
• Obamacare
Architect Jonathan Gruber: Abortion of ‘Marginal Children’ a
‘Social Good’ - Eugenics
• Contrary
to goals, ER visits rise under Obamacare: "Three-quarters
of emergency physicians say they've seen ER patient visits surge
since Obamacare took effect — just the opposite of what many
Americans expected would happen." No
3rd Party Payments
"Last
week the congressional Joint Economic committee on which I serve
held a hearing featuring two courageous medical doctors. I had
the pleasure of meeting with one of the witnesses, Dr. Robert
Berry, who opened a low-cost health clinic in rural Tennessee.
His clinic does not accept insurance, Medicare, or Medicaid,
which allows Dr. Berry to treat patients without interference
from third-party government bureaucrats or HMO administrators.
"In
other words, Dr. Berry practices medicine as most doctors did
40 years ago, when patients paid cash for ordinary services
and had inexpensive catastrophic insurance for serious injuries
or illnesses. As a result, Dr. Berry and his patients decide
for themselves what treatment is appropriate. Freed from HMO
and government bureaucracy, Dr. Berry can focus on medicine
rather than billing."
The
repeal legislation for Obamacare will happen fairly quickly.
But, you can't just cut off the entire mess all at once without
creating even bigger messes and hardships. It's going to take
time. We don't know which parts of Obamacare will be left intact
under a different program name, which will be eliminated altogether
and whether or not Congress will take the only constitutional
path: Return health care coverage to the free market that will
benefit all and get government the hell out of it. Some of this
likely will take a year or more.
Congress
began the destruction of health care coverage back in the 1960s.
Now they say they're going to 'fix it'. Now we wait.
The
problem with the 'Fed' and inflation must be addressed. Ron
Paul introduced a bill in 2007 to abolish the Federal Reserve
Banking Act. It had zero co-sponsors. In August 2008 the crash
came along and the fools and scoundrels in Congress panicked
instead of addressing the real issue. The only way that will
happen is if enough Americans demand constitutional solutions
instead of more Band Aids that hurt everyone.
[Devvy's
hot new book, Taking
Politics Out of Solutions is now available. The most important
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